ZIP Code 95422 — Clearlake, California

The median home in 95422 is valued at $186,000 against a median household income of $41,428, a price-to-income ratio of 4.5. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Lake County, 95422 ranks 3 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.2. Renting takes 31.0% of median household income (median rent $1,069 a month), above the 30% cost-burden threshold.

95422 ranks 1,499 of 1,558 statewide on median household income and 1,508 of 1,558 on median home value; its income is below the $66,944 Lake County median. 61% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 9% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 24.1%, far above the 10.8% statewide ZIP median. Unemployment stands at 16.3%.

With 632 residents per square mile across 26.9 square miles of land, 95422 is less dense than the statewide ZIP median of 1,120 (rank 871 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.