ZIP Code 95464 — Nice, California

The median home in 95464 is valued at $146,300 against a median household income of $71,150, a price-to-income ratio of 2.1. That is far below the 6.7 median across the 1,558 California ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Lake County, 95464 ranks 1 of 12 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.2. Renting takes 22.2% of median household income (median rent $1,319 a month), under the 30% cost-burden threshold.

95464 ranks 1,056 of 1,558 statewide on median household income and 1,534 of 1,558 on median home value; its income is above the $66,944 Lake County median. 65% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 21.9%, far above the 10.8% statewide ZIP median. Unemployment stands at 5.0%.

With 986 residents per square mile across 2.5 square miles of land, 95464 is less dense than the statewide ZIP median of 1,120 (rank 799 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.