ZIP Code 95017 — Davenport, California

The median home in 95017 is valued at $1,028,800 against a median household income of $78,542, a price-to-income ratio of 13.1. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Santa Cruz County, 95017 ranks 17 of 17 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.2. Renting takes 26.0% of median household income (median rent $1,703 a month), under the 30% cost-burden threshold.

95017 ranks 914 of 1,558 statewide on median household income and 304 of 1,558 on median home value; its income is below the $109,778 Santa Cruz County median. 46% of households own their home, below the 64% statewide ZIP median, so most residents rent. 35% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 5.6%, below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 6.8%.

With 15 residents per square mile across 62.4 square miles of land, 95017 is far less dense than the statewide ZIP median of 1,120 (rank 1,389 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.