ZIP Code 94060 — Pescadero, California

The median home in 94060 is valued at $1,302,100 against a median household income of $105,909, a price-to-income ratio of 12.3. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Mateo County, 94060 ranks 26 of 28 ZIPs on affordability (1 = lowest ratio); the county median ratio is 9.0. Renting takes 9.5% of median household income (median rent $839 a month), under the 30% cost-burden threshold.

94060 ranks 500 of 1,558 statewide on median household income and 165 of 1,558 on median home value; its income is below the $161,447 San Mateo County median. 65% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 33% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 31.6%, far above the 10.8% statewide ZIP median and among the highest in the state. Unemployment stands at 2.2%.

With 18 residents per square mile across 73.5 square miles of land, 94060 is far less dense than the statewide ZIP median of 1,120 (rank 1,364 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.