ZIP Code 94549 — Lafayette, California

The median home in 94549 is valued at $1,838,500 against a median household income of $221,148, a price-to-income ratio of 8.3. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Contra Costa County, 94549 ranks 37 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 15.9% of median household income (median rent $2,938 a month), under the 30% cost-burden threshold.

94549 ranks 21 of 1,558 statewide on median household income and 64 of 1,558 on median home value; its income is far above the $120,565 Contra Costa County median. 75% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 76% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 4.7%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 6.4%.

With 1,437 residents per square mile across 19.8 square miles of land, 94549 is denser than the statewide ZIP median of 1,120 (rank 748 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.