ZIP Code 94595 — Walnut Creek, California

The median home in 94595 is valued at $739,900 against a median household income of $91,734, a price-to-income ratio of 8.1. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Contra Costa County, 94595 ranks 36 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 31.5% of median household income (median rent $2,411 a month), above the 30% cost-burden threshold.

94595 ranks 702 of 1,558 statewide on median household income and 555 of 1,558 on median home value; its income is below the $120,565 Contra Costa County median. 81% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 67% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 3.9%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.3%.

With 3,335 residents per square mile across 5.2 square miles of land, 94595 is far denser than the statewide ZIP median of 1,120 (rank 569 of 1,558). This is predominantly single-family residential with suburban street patterns.