ZIP Code 94563 — Orinda, California

The median home in 94563 is valued at $1,739,600 against a median household income of more than $250,000 (the Census reporting ceiling), a price-to-income ratio of 7.0. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Contra Costa County, 94563 ranks 25 of 40 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.8. Renting takes 11.5% of median household income (median rent $2,393 a month), under the 30% cost-burden threshold.

94563 ranks 1 of 1,558 statewide on median household income and 72 of 1,558 on median home value; its income is far above the $120,565 Contra Costa County median. 93% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 86% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 2.1%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.3%.

With 947 residents per square mile across 20.5 square miles of land, 94563 is less dense than the statewide ZIP median of 1,120 (rank 806 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.