ZIP Code 94539 — Fremont, California

The median home in 94539 is valued at $1,735,200 against a median household income of $219,913, a price-to-income ratio of 7.9. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Alameda County, 94539 ranks 22 of 47 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 17.2% of median household income (median rent $3,151 a month), under the 30% cost-burden threshold.

94539 ranks 23 of 1,558 statewide on median household income and 74 of 1,558 on median home value; its income is far above the $125,410 Alameda County median. 80% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 76% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 3.7%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.4%.

With 2,130 residents per square mile across 25.1 square miles of land, 94539 is far denser than the statewide ZIP median of 1,120 (rank 684 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.