ZIP Code 95035 — Milpitas, California

The median home in 95035 is valued at $1,155,300 against a median household income of $166,931, a price-to-income ratio of 6.9. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Santa Clara County, 95035 ranks 8 of 56 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.6. Renting takes 21.4% of median household income (median rent $2,980 a month), under the 30% cost-burden threshold.

95035 ranks 109 of 1,558 statewide on median household income and 211 of 1,558 on median home value; its income is in line with the $159,101 Santa Clara County median. 61% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 56% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.9%, below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 4.5%.

With 3,544 residents per square mile across 22.4 square miles of land, 95035 is far denser than the statewide ZIP median of 1,120 (rank 556 of 1,558). This is predominantly single-family residential with suburban street patterns.