ZIP Code 94538 — Fremont, California

The median home in 94538 is valued at $1,075,100 against a median household income of $143,146, a price-to-income ratio of 7.5. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Alameda County, 94538 ranks 16 of 47 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.9. Renting takes 23.1% of median household income (median rent $2,753 a month), under the 30% cost-burden threshold.

94538 ranks 182 of 1,558 statewide on median household income and 267 of 1,558 on median home value; its income is above the $125,410 Alameda County median. 45% of households own their home, below the 64% statewide ZIP median, so most residents rent. 54% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.0%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.6%.

With 4,013 residents per square mile across 16.5 square miles of land, 94538 is far denser than the statewide ZIP median of 1,120 (rank 509 of 1,558). This is predominantly single-family residential with suburban street patterns.