ZIP Code 94134 — San Francisco, California

The median home in 94134 is valued at $1,027,600 against a median household income of $104,247, a price-to-income ratio of 9.9. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Francisco County, 94134 ranks 14 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 9.6. Renting takes 19.9% of median household income (median rent $1,729 a month), under the 30% cost-burden threshold.

94134 ranks 527 of 1,558 statewide on median household income and 305 of 1,558 on median home value; its income is below the $145,931 San Francisco County median. 64% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 29% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.7%, above the 10.8% statewide ZIP median. Unemployment stands at 5.9%.

With 15,668 residents per square mile across 2.6 square miles of land, 94134 is far denser than the statewide ZIP median of 1,120 (rank 64 of 1,558). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.