ZIP Code 94005 — Brisbane, California

The median home in 94005 is valued at $1,118,400 against a median household income of $137,583, a price-to-income ratio of 8.1. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Mateo County, 94005 ranks 7 of 28 ZIPs on affordability (1 = lowest ratio); the county median ratio is 9.0. Renting takes 23.0% of median household income (median rent $2,638 a month), under the 30% cost-burden threshold.

94005 ranks 209 of 1,558 statewide on median household income and 233 of 1,558 on median home value; its income is below the $161,447 San Mateo County median. 67% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 54% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.0%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 9.9%.

With 1,034 residents per square mile across 4.6 square miles of land, 94005 is less dense than the statewide ZIP median of 1,120 (rank 792 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.