ZIP Code 94124 — San Francisco, California

The median home in 94124 is valued at $1,004,000 against a median household income of $76,341, a price-to-income ratio of 13.2. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within San Francisco County, 94124 ranks 21 of 25 ZIPs on affordability (1 = lowest ratio); the county median ratio is 9.6. Renting takes 20.1% of median household income (median rent $1,276 a month), under the 30% cost-burden threshold.

94124 ranks 954 of 1,558 statewide on median household income and 314 of 1,558 on median home value; its income is below the $145,931 San Francisco County median. 50% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 26% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 16.3%, far above the 10.8% statewide ZIP median. Unemployment stands at 9.1%.

With 7,781 residents per square mile across 4.8 square miles of land, 94124 is far denser than the statewide ZIP median of 1,120 (rank 256 of 1,558). This is predominantly single-family residential with suburban street patterns.