ZIP Code 93460 — Santa Ynez, California

The median home in 93460 is valued at $1,141,500 against a median household income of $144,196, a price-to-income ratio of 7.9. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Santa Barbara County, 93460 ranks 8 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.3. Renting takes 20.9% of median household income (median rent $2,516 a month), under the 30% cost-burden threshold.

93460 ranks 177 of 1,558 statewide on median household income and 224 of 1,558 on median home value; its income is above the $107,221 Santa Barbara County median. 71% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 36% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 12.4%, above the 10.8% statewide ZIP median. Unemployment stands at 2.3%.

With 29 residents per square mile across 220.1 square miles of land, 93460 is far less dense than the statewide ZIP median of 1,120 (rank 1,306 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.