ZIP Code 93105 — Santa Barbara, California

The median home in 93105 is valued at $1,405,700 against a median household income of $130,325, a price-to-income ratio of 10.8. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Santa Barbara County, 93105 ranks 15 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.3. Renting takes 22.2% of median household income (median rent $2,415 a month), under the 30% cost-burden threshold.

93105 ranks 257 of 1,558 statewide on median household income and 140 of 1,558 on median home value; its income is above the $107,221 Santa Barbara County median. 54% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 62% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 7.9%, below the 10.8% statewide ZIP median. Unemployment stands at 5.3%.

With 189 residents per square mile across 139.8 square miles of land, 93105 is far less dense than the statewide ZIP median of 1,120 (rank 1,056 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.