ZIP Code 93110 — Santa Barbara, California

The median home in 93110 is valued at $953,600 against a median household income of $112,684, a price-to-income ratio of 8.5. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Santa Barbara County, 93110 ranks 11 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.3. Renting takes 23.5% of median household income (median rent $2,206 a month), under the 30% cost-burden threshold.

93110 ranks 414 of 1,558 statewide on median household income and 352 of 1,558 on median home value; its income is above the $107,221 Santa Barbara County median. 60% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 49% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 8.4%, below the 10.8% statewide ZIP median. Unemployment stands at 5.9%.

With 2,025 residents per square mile across 8.1 square miles of land, 93110 is far denser than the statewide ZIP median of 1,120 (rank 697 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.