ZIP Code 93440 — Los Alamos, California

The median home in 93440 is valued at $639,000 against a median household income of $46,930, a price-to-income ratio of 13.6. That is far above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, which means a household earning the local median income cannot finance the local median home on conventional terms. Within Santa Barbara County, 93440 ranks 18 of 20 ZIPs on affordability (1 = lowest ratio); the county median ratio is 8.3. Renting takes 13.7% of median household income (median rent $536 a month), under the 30% cost-burden threshold.

93440 ranks 1,452 of 1,558 statewide on median household income and 710 of 1,558 on median home value; its income is far below the $107,221 Santa Barbara County median. 81% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 20% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 4.6%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 6.7%.

With 19 residents per square mile across 44.1 square miles of land, 93440 is far less dense than the statewide ZIP median of 1,120 (rank 1,358 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.