ZIP Code 93036 — Oxnard, California

The median home in 93036 is valued at $615,000 against a median household income of $93,481, a price-to-income ratio of 6.6. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Ventura County, 93036 ranks 14 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.5. Renting takes 27.2% of median household income (median rent $2,117 a month), under the 30% cost-burden threshold.

93036 ranks 675 of 1,558 statewide on median household income and 758 of 1,558 on median home value; its income is below the $102,461 Ventura County median. 54% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 24% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 11.1%, in line with the 10.8% statewide ZIP median. Unemployment stands at 7.4%.

With 2,638 residents per square mile across 17.8 square miles of land, 93036 is far denser than the statewide ZIP median of 1,120 (rank 633 of 1,558). This is predominantly single-family residential with suburban street patterns.