ZIP Code 93004 — Ventura, California

The median home in 93004 is valued at $691,100 against a median household income of $113,404, a price-to-income ratio of 6.1. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Ventura County, 93004 ranks 6 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.5. Renting takes 23.4% of median household income (median rent $2,207 a month), under the 30% cost-burden threshold.

93004 ranks 408 of 1,558 statewide on median household income and 623 of 1,558 on median home value; its income is above the $102,461 Ventura County median. 66% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 39% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 6.9%, below the 10.8% statewide ZIP median. Unemployment stands at 4.7%.

With 4,450 residents per square mile across 7 square miles of land, 93004 is far denser than the statewide ZIP median of 1,120 (rank 484 of 1,558). This is predominantly single-family residential with suburban street patterns.