ZIP Code 93003 — Ventura, California

The median home in 93003 is valued at $704,200 against a median household income of $96,895, a price-to-income ratio of 7.3. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Ventura County, 93003 ranks 20 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.5. Renting takes 24.8% of median household income (median rent $2,003 a month), under the 30% cost-burden threshold.

93003 ranks 614 of 1,558 statewide on median household income and 605 of 1,558 on median home value; its income is below the $102,461 Ventura County median. 59% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 42% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 9.4%, below the 10.8% statewide ZIP median. Unemployment stands at 5.3%.

With 2,562 residents per square mile across 20.8 square miles of land, 93003 is far denser than the statewide ZIP median of 1,120 (rank 645 of 1,558). This is predominantly single-family residential with suburban street patterns.