ZIP Code 92408 — San Bernardino, California

The median home in 92408 is valued at $371,100 against a median household income of $57,793, a price-to-income ratio of 6.4. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Bernardino County, 92408 ranks 59 of 76 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 24.3% of median household income (median rent $1,168 a month), under the 30% cost-burden threshold.

92408 ranks 1,293 of 1,558 statewide on median household income and 1,170 of 1,558 on median home value; its income is below the $71,552 San Bernardino County median. 40% of households own their home, below the 64% statewide ZIP median, so most residents rent. 18% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 20.8%, far above the 10.8% statewide ZIP median. Unemployment stands at 9.3%.

With 1,188 residents per square mile across 10.5 square miles of land, 92408 is denser than the statewide ZIP median of 1,120 (rank 770 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.