ZIP Code 92404 — San Bernardino, California

The median home in 92404 is valued at $347,300 against a median household income of $62,318, a price-to-income ratio of 5.6. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within San Bernardino County, 92404 ranks 49 of 76 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 24.5% of median household income (median rent $1,272 a month), under the 30% cost-burden threshold.

92404 ranks 1,213 of 1,558 statewide on median household income and 1,226 of 1,558 on median home value; its income is below the $71,552 San Bernardino County median. 49% of households own their home, below the 64% statewide ZIP median, so most residents rent. 10% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 19.0%, far above the 10.8% statewide ZIP median. Unemployment stands at 7.0%.

With 2,028 residents per square mile across 31.6 square miles of land, 92404 is far denser than the statewide ZIP median of 1,120 (rank 696 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.