ZIP Code 92354 — Loma Linda, California

The median home in 92354 is valued at $477,900 against a median household income of $72,951, a price-to-income ratio of 6.6. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Bernardino County, 92354 ranks 60 of 76 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 25.9% of median household income (median rent $1,573 a month), under the 30% cost-burden threshold.

92354 ranks 1,016 of 1,558 statewide on median household income and 968 of 1,558 on median home value; its income is in line with the $71,552 San Bernardino County median. 42% of households own their home, below the 64% statewide ZIP median, so most residents rent. 46% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 14.5%, above the 10.8% statewide ZIP median. Unemployment stands at 5.4%.

With 4,611 residents per square mile across 5 square miles of land, 92354 is far denser than the statewide ZIP median of 1,120 (rank 470 of 1,558). This is predominantly single-family residential with suburban street patterns.