ZIP Code 92127 — San Diego, California

The median home in 92127 is valued at $1,096,000 against a median household income of $166,804, a price-to-income ratio of 6.6. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92127 ranks 27 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 17.6% of median household income (median rent $2,442 a month), under the 30% cost-burden threshold.

92127 ranks 110 of 1,558 statewide on median household income and 253 of 1,558 on median home value; its income is far above the $98,033 San Diego County median. 70% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 75% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 2.9%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.2%.

With 2,251 residents per square mile across 22.7 square miles of land, 92127 is far denser than the statewide ZIP median of 1,120 (rank 673 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.