ZIP Code 92128 — San Diego, California

The median home in 92128 is valued at $788,200 against a median household income of $125,609, a price-to-income ratio of 6.3. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92128 ranks 20 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 25.0% of median household income (median rent $2,620 a month), under the 30% cost-burden threshold.

92128 ranks 297 of 1,558 statewide on median household income and 504 of 1,558 on median home value; its income is above the $98,033 San Diego County median. 65% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 63% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 4.7%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.5%.

With 4,211 residents per square mile across 11.7 square miles of land, 92128 is far denser than the statewide ZIP median of 1,120 (rank 499 of 1,558). This is predominantly single-family residential with suburban street patterns.