ZIP Code 92086 — Warner Springs, California

The median home in 92086 is valued at $342,100 against a median household income of $54,167, a price-to-income ratio of 6.3. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92086 ranks 22 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 30.3% of median household income (median rent $1,368 a month), above the 30% cost-burden threshold.

92086 ranks 1,356 of 1,558 statewide on median household income and 1,240 of 1,558 on median home value; its income is below the $98,033 San Diego County median. 86% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 33% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 15.0%, above the 10.8% statewide ZIP median. Unemployment stands at 5.1%.

With 6 residents per square mile across 221.4 square miles of land, 92086 is far less dense than the statewide ZIP median of 1,120 (rank 1,463 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.