ZIP Code 92061 — Pauma Valley, California

The median home in 92061 is valued at $652,300 against a median household income of $88,750, a price-to-income ratio of 7.3. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92061 ranks 46 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4.

92061 ranks 758 of 1,558 statewide on median household income and 686 of 1,558 on median home value; its income is below the $98,033 San Diego County median. 84% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 37% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 10.2%, below the 10.8% statewide ZIP median. Unemployment stands at 1.9%.

With 48 residents per square mile across 34.8 square miles of land, 92061 is far less dense than the statewide ZIP median of 1,120 (rank 1,241 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.