ZIP Code 92082 — Valley Center, California

The median home in 92082 is valued at $719,600 against a median household income of $111,716, a price-to-income ratio of 6.4. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92082 ranks 25 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 13.8% of median household income (median rent $1,281 a month), under the 30% cost-burden threshold.

92082 ranks 431 of 1,558 statewide on median household income and 583 of 1,558 on median home value; its income is above the $98,033 San Diego County median. 87% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 29% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.5%, in line with the 10.8% statewide ZIP median. Unemployment stands at 3.4%.

With 165 residents per square mile across 125.7 square miles of land, 92082 is far less dense than the statewide ZIP median of 1,120 (rank 1,075 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.