ZIP Code 92065 — Ramona, California

The median home in 92065 is valued at $678,800 against a median household income of $120,683, a price-to-income ratio of 5.6. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within San Diego County, 92065 ranks 12 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 18.4% of median household income (median rent $1,853 a month), under the 30% cost-burden threshold.

92065 ranks 341 of 1,558 statewide on median household income and 647 of 1,558 on median home value; its income is above the $98,033 San Diego County median. 75% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 30% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 4.7%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 3.7%.

With 218 residents per square mile across 169.3 square miles of land, 92065 is far less dense than the statewide ZIP median of 1,120 (rank 1,037 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.