ZIP Code 92019 — El Cajon, California

The median home in 92019 is valued at $675,400 against a median household income of $93,732, a price-to-income ratio of 7.2. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92019 ranks 41 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 25.3% of median household income (median rent $1,977 a month), under the 30% cost-burden threshold.

92019 ranks 667 of 1,558 statewide on median household income and 653 of 1,558 on median home value; its income is in line with the $98,033 San Diego County median. 69% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 34% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 9.3%, below the 10.8% statewide ZIP median. Unemployment stands at 7.5%.

With 1,449 residents per square mile across 31.7 square miles of land, 92019 is denser than the statewide ZIP median of 1,120 (rank 745 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.