ZIP Code 91935 — Jamul, California

The median home in 91935 is valued at $793,400 against a median household income of $130,290, a price-to-income ratio of 6.1. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 91935 ranks 16 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 17.9% of median household income (median rent $1,942 a month), under the 30% cost-burden threshold.

91935 ranks 258 of 1,558 statewide on median household income and 499 of 1,558 on median home value; its income is above the $98,033 San Diego County median. 93% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 34% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 4.7%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 2.5%.

With 88 residents per square mile across 105.5 square miles of land, 91935 is far less dense than the statewide ZIP median of 1,120 (rank 1,161 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.