ZIP Code 91977 — Spring Valley, California

The median home in 91977 is valued at $589,400 against a median household income of $86,189, a price-to-income ratio of 6.8. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 91977 ranks 34 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 25.2% of median household income (median rent $1,813 a month), under the 30% cost-burden threshold.

91977 ranks 793 of 1,558 statewide on median household income and 798 of 1,558 on median home value; its income is below the $98,033 San Diego County median. 63% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.7%, in line with the 10.8% statewide ZIP median. Unemployment stands at 8.3%.

With 6,616 residents per square mile across 9.9 square miles of land, 91977 is far denser than the statewide ZIP median of 1,120 (rank 325 of 1,558). This is predominantly single-family residential with suburban street patterns.