ZIP Code 92114 — San Diego, California

The median home in 92114 is valued at $564,200 against a median household income of $84,966, a price-to-income ratio of 6.6. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within San Diego County, 92114 ranks 30 of 94 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.4. Renting takes 24.4% of median household income (median rent $1,728 a month), under the 30% cost-burden threshold.

92114 ranks 812 of 1,558 statewide on median household income and 845 of 1,558 on median home value; its income is below the $98,033 San Diego County median. 71% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 20% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 12.4%, above the 10.8% statewide ZIP median. Unemployment stands at 7.6%.

With 8,010 residents per square mile across 8.3 square miles of land, 92114 is far denser than the statewide ZIP median of 1,120 (rank 239 of 1,558). This is a mixed urban fabric of apartments, small-lot houses and commercial corridors.