ZIP Code 91320 — Newbury Park, California

The median home in 91320 is valued at $884,500 against a median household income of $143,873, a price-to-income ratio of 6.1. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Ventura County, 91320 ranks 8 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.5. Renting takes 22.1% of median household income (median rent $2,651 a month), under the 30% cost-burden threshold.

91320 ranks 178 of 1,558 statewide on median household income and 411 of 1,558 on median home value; its income is above the $102,461 Ventura County median. 76% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 52% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 6.9%, below the 10.8% statewide ZIP median. Unemployment stands at 3.8%.

With 2,185 residents per square mile across 20.2 square miles of land, 91320 is far denser than the statewide ZIP median of 1,120 (rank 681 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.