ZIP Code 91362 — Thousand Oaks, California

The median home in 91362 is valued at $977,800 against a median household income of $135,998, a price-to-income ratio of 7.2. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Ventura County, 91362 ranks 19 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.5. Renting takes 23.3% of median household income (median rent $2,641 a month), under the 30% cost-burden threshold.

91362 ranks 225 of 1,558 statewide on median household income and 329 of 1,558 on median home value; its income is above the $102,461 Ventura County median. 70% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 54% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 8.5%, below the 10.8% statewide ZIP median. Unemployment stands at 5.4%.

With 1,935 residents per square mile across 19 square miles of land, 91362 is far denser than the statewide ZIP median of 1,120 (rank 704 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.