ZIP Code 93012 — Camarillo, California

The median home in 93012 is valued at $746,100 against a median household income of $118,153, a price-to-income ratio of 6.3. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Ventura County, 93012 ranks 11 of 26 ZIPs on affordability (1 = lowest ratio); the county median ratio is 6.5. Renting takes 27.0% of median household income (median rent $2,656 a month), under the 30% cost-burden threshold.

93012 ranks 357 of 1,558 statewide on median household income and 547 of 1,558 on median home value; its income is above the $102,461 Ventura County median. 69% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 49% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 7.3%, below the 10.8% statewide ZIP median. Unemployment stands at 6.0%.

With 721 residents per square mile across 50.1 square miles of land, 93012 is less dense than the statewide ZIP median of 1,120 (rank 854 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.