ZIP Code 96161 — Truckee, California

The median home in 96161 is valued at $822,800 against a median household income of $113,433, a price-to-income ratio of 7.3. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Nevada County, 96161 ranks 3 of 6 ZIPs on affordability (1 = lowest ratio); the county median ratio is 7.3. Renting takes 21.4% of median household income (median rent $2,023 a month), under the 30% cost-burden threshold.

96161 ranks 407 of 1,558 statewide on median household income and 466 of 1,558 on median home value; its income is above the $78,315 Nevada County median. 78% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 59% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 8.4%, below the 10.8% statewide ZIP median. Unemployment stands at 5.1%.

With 73 residents per square mile across 262.6 square miles of land, 96161 is far less dense than the statewide ZIP median of 1,120 (rank 1,186 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.