ZIP Code 96145 — Tahoe City, California

The median home in 96145 is valued at $915,300 against a median household income of $120,714, a price-to-income ratio of 7.6. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Placer County, 96145 ranks 23 of 27 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.9. Renting takes 17.9% of median household income (median rent $1,798 a month), under the 30% cost-burden threshold.

96145 ranks 340 of 1,558 statewide on median household income and 380 of 1,558 on median home value; its income is above the $105,789 Placer County median. 71% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 65% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 1.9%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 1.0%.

With 174 residents per square mile across 17.7 square miles of land, 96145 is far less dense than the statewide ZIP median of 1,120 (rank 1,065 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.