ZIP Code 96107 — Coleville, California

The median home in 96107 is valued at $394,700 against a median household income of $43,800, a price-to-income ratio of 9.0. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Mono County, 96107 ranks 7 of 7 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.4. Renting takes 25.0% of median household income (median rent $912 a month), under the 30% cost-burden threshold.

96107 ranks 1,479 of 1,558 statewide on median household income and 1,111 of 1,558 on median home value; its income is below the $86,216 Mono County median. 61% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 25% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 13.5%, above the 10.8% statewide ZIP median. Unemployment stands at 13.1%.

With 9 residents per square mile across 95.7 square miles of land, 96107 is far less dense than the statewide ZIP median of 1,120 (rank 1,434 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.