ZIP Code 95223 — Arnold, California

The median home in 95223 is valued at $407,600 against a median household income of $97,574, a price-to-income ratio of 4.2. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Alpine County, 95223 ranks 2 of 3 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.2. Renting takes 13.7% of median household income (median rent $1,115 a month), under the 30% cost-burden threshold.

95223 ranks 606 of 1,558 statewide on median household income and 1,090 of 1,558 on median home value; its income is in line with the $97,574 Alpine County median. 88% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 44% of adults hold a bachelor's degree or higher, above the 31% median, and the poverty rate is 6.1%, below the 10.8% statewide ZIP median. Unemployment stands at 5.6%.

With 6 residents per square mile across 426.8 square miles of land, 95223 is far less dense than the statewide ZIP median of 1,120 (rank 1,463 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.