ZIP Code 96096 — Whitmore, California

The median home in 96096 is valued at $348,500 against a median household income of $54,286, a price-to-income ratio of 6.4. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Shasta County, 96096 ranks 20 of 22 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.6. Renting takes 21.9% of median household income (median rent $990 a month), under the 30% cost-burden threshold.

96096 ranks 1,351 of 1,558 statewide on median household income and 1,223 of 1,558 on median home value; its income is below the $64,068 Shasta County median. 87% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 19% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 10.8%, in line with the 10.8% statewide ZIP median. Unemployment stands at 4.1%.

With 8 residents per square mile across 103.6 square miles of land, 96096 is far less dense than the statewide ZIP median of 1,120 (rank 1,444 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.