ZIP Code 96065 — Montgomery Creek, California

The median home in 96065 is valued at $286,000 against a median household income of $77,981, a price-to-income ratio of 3.7. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally. Within Shasta County, 96065 ranks 2 of 22 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.6. Renting takes 11.2% of median household income (median rent $727 a month), under the 30% cost-burden threshold.

96065 ranks 923 of 1,558 statewide on median household income and 1,358 of 1,558 on median home value; its income is above the $64,068 Shasta County median. 75% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 30% of adults hold a bachelor's degree or higher, in line with the 31% median, and the poverty rate is 12.1%, above the 10.8% statewide ZIP median. Unemployment stands at 22.9%.

With 3 residents per square mile across 137.1 square miles of land, 96065 is far less dense than the statewide ZIP median of 1,120 (rank 1,508 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.