ZIP Code 96057 — Mccloud, California

The median home in 96057 is valued at $307,500 against a median household income of $45,625, a price-to-income ratio of 6.7. That is in line with the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Siskiyou County, 96057 ranks 17 of 17 ZIPs on affordability (1 = lowest ratio); the county median ratio is 4.6. Renting takes 28.4% of median household income (median rent $1,080 a month), under the 30% cost-burden threshold.

96057 ranks 1,468 of 1,558 statewide on median household income and 1,313 of 1,558 on median home value; its income is below the $54,250 Siskiyou County median. 75% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 21% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 14.3%, above the 10.8% statewide ZIP median. Unemployment stands at 8.7%.

With 11 residents per square mile across 106.5 square miles of land, 96057 is far less dense than the statewide ZIP median of 1,120 (rank 1,414 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.