ZIP Code 95968 — Palermo, California

The median home in 95968 is valued at $119,400 against a median household income of $41,875, a price-to-income ratio of 2.9. That is far below the 6.7 median across the 1,558 California ZIP codes with published housing data, and near the 3.0 ratio that marks an attainable market nationally. Within Butte County, 95968 ranks 1 of 15 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 29.2% of median household income (median rent $1,018 a month), under the 30% cost-burden threshold.

95968 ranks 1,492 of 1,558 statewide on median household income and 1,546 of 1,558 on median home value; its income is below the $63,187 Butte County median. 52% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 8% of adults hold a bachelor's degree or higher, far below the 31% median, and the poverty rate is 12.8%, above the 10.8% statewide ZIP median. Unemployment stands at 6.3%.

With 759 residents per square mile across 1.8 square miles of land, 95968 is less dense than the statewide ZIP median of 1,120 (rank 842 of 1,558). This is a low-density pattern of large lots, small towns or scattered subdivisions.