ZIP Code 95914 — Bangor, California

The median home in 95914 is valued at $378,800 against a median household income of $49,286, a price-to-income ratio of 7.7. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Butte County, 95914 ranks 15 of 15 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 30.7% of median household income (median rent $1,259 a month), above the 30% cost-burden threshold.

95914 ranks 1,424 of 1,558 statewide on median household income and 1,149 of 1,558 on median home value; its income is below the $63,187 Butte County median. 75% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 27% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 33.6%, far above the 10.8% statewide ZIP median and among the highest in the state. Unemployment stands at 8.0%.

With 21 residents per square mile across 21.9 square miles of land, 95914 is far less dense than the statewide ZIP median of 1,120 (rank 1,343 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.