ZIP Code 95960 — North San Juan, California

The median home in 95960 is valued at $367,900 against a median household income of $37,586, a price-to-income ratio of 9.8. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Sierra County, 95960 ranks 4 of 5 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.1. Renting takes 23.8% of median household income (median rent $744 a month), under the 30% cost-burden threshold.

95960 ranks 1,519 of 1,558 statewide on median household income and 1,180 of 1,558 on median home value; its income is below the $74,917 Sierra County median. 56% of households own their home, below the 64% statewide ZIP median, making this a majority-owner ZIP. 18% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 25.9%, far above the 10.8% statewide ZIP median and among the highest in the state. Unemployment stands at 18.6%.

With 14 residents per square mile across 41.6 square miles of land, 95960 is far less dense than the statewide ZIP median of 1,120 (rank 1,397 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.