ZIP Code 95939 — Elk Creek, California

The median home in 95939 is valued at $295,800 against a median household income of $35,972, a price-to-income ratio of 8.2. That is above the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, so buying here on a local median income requires substantial savings or a second income. Within Glenn County, 95939 ranks 7 of 7 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.1. Renting takes 26.7% of median household income (median rent $800 a month), under the 30% cost-burden threshold.

95939 ranks 1,528 of 1,558 statewide on median household income and 1,333 of 1,558 on median home value; its income is below the $64,750 Glenn County median. 44% of households own their home, below the 64% statewide ZIP median, so most residents rent. 20% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 15.9%, above the 10.8% statewide ZIP median. Unemployment stands at 9.1%.

With 1 residents per square mile across 257 square miles of land, 95939 is far less dense than the statewide ZIP median of 1,120 (rank 1,546 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.