ZIP Code 95642 — Jackson, California

The median home in 95642 is valued at $425,700 against a median household income of $78,143, a price-to-income ratio of 5.4. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and well past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Amador County, 95642 ranks 5 of 9 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.4. Renting takes 21.9% of median household income (median rent $1,428 a month), under the 30% cost-burden threshold.

95642 ranks 919 of 1,558 statewide on median household income and 1,067 of 1,558 on median home value; its income is in line with the $78,143 Amador County median. 67% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 20% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 7.2%, below the 10.8% statewide ZIP median. Unemployment stands at 5.0%.

With 108 residents per square mile across 66.5 square miles of land, 95642 is far less dense than the statewide ZIP median of 1,120 (rank 1,128 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.