ZIP Code 95601 — Amador City, California

The median home in 95601 is valued at $353,300 against a median household income of $88,286, a price-to-income ratio of 4.0. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Amador County, 95601 ranks 2 of 9 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.4. Renting takes 15.9% of median household income (median rent $1,173 a month), under the 30% cost-burden threshold.

95601 ranks 766 of 1,558 statewide on median household income and 1,208 of 1,558 on median home value; its income is above the $78,143 Amador County median. 62% of households own their home, in line with the 64% statewide ZIP median, making this a majority-owner ZIP. 22% of adults hold a bachelor's degree or higher, below the 31% median, and the poverty rate is 5.7%, below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.4%.

With 168 residents per square mile across 2.1 square miles of land, 95601 is far less dense than the statewide ZIP median of 1,120 (rank 1,073 of 1,558). This is rural or open territory where most of the land is agricultural, forest, desert or public land.