ZIP Code 95630 — Folsom, California

The median home in 95630 is valued at $673,000 against a median household income of $134,844, a price-to-income ratio of 5.0. That is below the 6.7 median across the 1,558 California ZIP codes with published housing data, and past the 3.0 ratio that marks an attainable market nationally, though it is among the more attainable ratios in the state. Within Sacramento County, 95630 ranks 19 of 51 ZIPs on affordability (1 = lowest ratio); the county median ratio is 5.3. Renting takes 19.3% of median household income (median rent $2,164 a month), under the 30% cost-burden threshold.

95630 ranks 233 of 1,558 statewide on median household income and 656 of 1,558 on median home value; its income is far above the $83,933 Sacramento County median. 69% of households own their home, above the 64% statewide ZIP median, making this a majority-owner ZIP. 58% of adults hold a bachelor's degree or higher, far above the 31% median, and the poverty rate is 5.3%, far below the 10.8% statewide ZIP median and among the lowest in the state. Unemployment stands at 5.0%.

With 2,924 residents per square mile across 26.2 square miles of land, 95630 is far denser than the statewide ZIP median of 1,120 (rank 606 of 1,558). This is predominantly single-family residential with suburban street patterns.